Operational Risk and Cybersecurity: How Bank Data Breaches Now Determine Capital Requirements

The financial industry has undergone a profound transformation in how it conceptualizes and manages risk. For decades, the...

4 reasons why banks and insurers can’t withstand the climate crisis without extra loss-absorption capacity

Financial supervisors are increasingly concerned about the links between climate change and financial stability. They are right –...

Basel approach not sufficient to address climate-related risks

How novel are the Principles? The Principles are the first formal guidance on climate-related financial risks from the...

Bank Capital is Good for the Economy

Whisper it in case the bank lobby hears: bank capital is good for the economy! With the 2024...

Reforming the mega banks – two ways to deal with a tsunami

According to the financial lobby, the banking sector has suffered a tsunami of reform. It has faced new...

Why Venture Capital Might Be the Wrong Fit

Venture capital is often seen as the gold standard for growing companies, but it is far from suitable...

Three months of banking profits could prevent a ‘fossil subprime’ crisis

Banking supervisors are increasingly concerned about the links between climate change and financial stability. At the heart of the...

Fossil fuel lending is a financial stability issue

N.b.: This is an extract of an article by Greg Ford that was first published on 10 August...

A Reaction to the Banking Crisis: Reinforce international prudential and resolution rules

This should be a wake up call. Financial authorities must properly implement and reinforce international prudential and resolution...

Capital requirements: a “silver bullet” against the looming climate-induced financial crises

The tremendous macro-economic consequences of the looming climate crisis are forcing financial supervisors to acknowledge that regulatory action...

Reinventing financial regulation for a more resilient world

It is a testament to the importance of getting financial regulation right that almost ten years since the...

Banks do best for society when they have more capital, not less

On 24 January, EU policymakers demonstrated that when it comes to financial stability, memory is short. Members of...

Unprepared, the financial system will triple people’s bills for climate change

The first bill: the physical impacts of fossil finance Despite the Paris Agreement, world governments and the financial...

Strategic Capital Optimization in an Era of Regulatory Fragmentation: Navigating a Multi-Jurisdictional Environment

The global financial system has entered an era of profound regulatory fragmentation that fundamentally challenges the traditional assumptions...

“Bank lobby has been successful at fighting reform”

Christian Chavagneux: You identify “leverage” as the key challenge of banking reform. Why? Robert Jenkins : We are...

BCBS at last leveling the playing field #Playitfair

Big banks (Too-Big-to-Fail) are allowed to use their own models to determine their regulatory capital = the minimum amount...

Climate risks and financial stability: the snowballing cost of procrastination

After years of warnings on the tremendous macro-economic consequences of the unfolding climate crisis, financial supervisors are finally...

Fixing Basel III doesn’t make it Basel IV #PlayItFair

Big banks (Too-Big-to-Fail) are allowed to use their own models to determine their regulatory capital = the minimum amount...

So-called “Basel IV” would help restore trust in the health of the European banking sector

There is compelling evidence that the use of internal models for determining regulatory capital has led to rampant...

Jamie Dimon’s letter to shareholders

Dimon says that JPM is stronger, safer and more profitable than ever before. How? By being better capitalised;...

Capital Requirements and Compliance

Understand capital requirements and their role in ensuring financial stability and resilience. Explore regulatory frameworks, stress testing methodologies, and compliance strategies that banks and financial institutions use to meet standards. Stay informed about updates to capital adequacy rules.