Strategic Capital Optimization in an Era of Regulatory Fragmentation: Navigating a Multi-Jurisdictional Environment

The global financial system has entered an era of profound regulatory fragmentation that fundamentally challenges the traditional assumptions...

Operational Risk and Cybersecurity: How Bank Data Breaches Now Determine Capital Requirements

The financial industry has undergone a profound transformation in how it conceptualizes and manages risk. For decades, the...

Why Venture Capital Might Be the Wrong Fit

Venture capital is often seen as the gold standard for growing companies, but it is far from suitable...

The One-for-One Rule: A way for COP26 ambitions to manifest in financial regulation

With the transition to net zero, fossil fuel assets of banks and insurers will rapidly diminish in value...

8 lobby myths about higher capital requirements for fossil banking

Banks are crucial to our economy – they manage peoples’ deposits and savings, with them also allocating money...

4 reasons why banks and insurers can’t withstand the climate crisis without extra loss-absorption capacity

Financial supervisors are increasingly concerned about the links between climate change and financial stability. They are right –...

Help us voice society’s concerns to avoid a further deregulation of the banking sector

This summer the European Commission launched a new consultation on the“possible impact of the CRR and CRD IV on bank...

Jamie Dimon’s letter to shareholders

Dimon says that JPM is stronger, safer and more profitable than ever before. How? By being better capitalised;...

Climate risks and financial stability: the snowballing cost of procrastination

After years of warnings on the tremendous macro-economic consequences of the unfolding climate crisis, financial supervisors are finally...

Reforming the mega banks – two ways to deal with a tsunami

According to the financial lobby, the banking sector has suffered a tsunami of reform. It has faced new...

Climate risk: strong Pillar II prudential measures are needed but not enough

N.B.: This text features extracts from the Finance Watch report “A silver bullet against green swans” Leading regulators,...

Four fixes to make shadow banking a little bit safer

In its ongoing bid to regulate shadow banking, the Financial Stability Board (FSB) has turned to the intriguing...

The stage is being set for another financial crisis

2008: A Crisis We Should Have Learned From In 2008, the world experienced the worst financial crisis since...

Unprepared, the financial system will triple people’s bills for climate change

The first bill: the physical impacts of fossil finance Despite the Paris Agreement, world governments and the financial...

BCBS at last leveling the playing field #Playitfair

Big banks (Too-Big-to-Fail) are allowed to use their own models to determine their regulatory capital = the minimum amount...

Теневое финансирование: скрытая экономика бизнеса, который банки отвергли

Когда традиционные кредитные линии закрываются, предприниматели оказываются перед выбором: свернуть операции или найти капитал в обход банковской системы....

So-called “Basel IV” would help restore trust in the health of the European banking sector

There is compelling evidence that the use of internal models for determining regulatory capital has led to rampant...

Reinventing financial regulation for a more resilient world

It is a testament to the importance of getting financial regulation right that almost ten years since the...

The last stretch: reaping the benefits of the sustainable finance framework

In 2018, as part of the European Green Deal, the European Commission presented an EU action plan on sustainable...

“Bank lobby has been successful at fighting reform”

Christian Chavagneux: You identify “leverage” as the key challenge of banking reform. Why? Robert Jenkins : We are...

Capital Requirements and Compliance

Understand capital requirements and their role in ensuring financial stability and resilience. Explore regulatory frameworks, stress testing methodologies, and compliance strategies that banks and financial institutions use to meet standards. Stay informed about updates to capital adequacy rules.