Fossil fuel lending is a financial stability issue

N.b.: This is an extract of an article by Greg Ford that was first published on 10 August...

Banks do best for society when they have more capital, not less

On 24 January, EU policymakers demonstrated that when it comes to financial stability, memory is short. Members of...

Help us voice society’s concerns to avoid a further deregulation of the banking sector

This summer the European Commission launched a new consultation on the“possible impact of the CRR and CRD IV on bank...

Climate risks and financial stability: the snowballing cost of procrastination

After years of warnings on the tremendous macro-economic consequences of the unfolding climate crisis, financial supervisors are finally...

Capital requirements: a “silver bullet” against the looming climate-induced financial crises

The tremendous macro-economic consequences of the looming climate crisis are forcing financial supervisors to acknowledge that regulatory action...

8 lobby myths about higher capital requirements for fossil banking

Banks are crucial to our economy – they manage peoples’ deposits and savings, with them also allocating money...

Strategic Capital Optimization in an Era of Regulatory Fragmentation: Navigating a Multi-Jurisdictional Environment

The global financial system has entered an era of profound regulatory fragmentation that fundamentally challenges the traditional assumptions...

Basel III finalisation comes undone: A proposal that lets down citizens and backtracks on global agreements

Overview The global regulatory framework agreed by the Basel Committee on Banking Supervision in December 2017 (Basel III),...

Reforming the mega banks – two ways to deal with a tsunami

According to the financial lobby, the banking sector has suffered a tsunami of reform. It has faced new...

Operational Risk and Cybersecurity: How Bank Data Breaches Now Determine Capital Requirements

The financial industry has undergone a profound transformation in how it conceptualizes and manages risk. For decades, the...

The One-for-One Rule: A way for COP26 ambitions to manifest in financial regulation

With the transition to net zero, fossil fuel assets of banks and insurers will rapidly diminish in value...

Four fixes to make shadow banking a little bit safer

In its ongoing bid to regulate shadow banking, the Financial Stability Board (FSB) has turned to the intriguing...

Three months of banking profits could prevent a ‘fossil subprime’ crisis

Banking supervisors are increasingly concerned about the links between climate change and financial stability. At the heart of the...

#NoMoreCrises: Unkept Promises of Reform

The true cost of the 2008 crisis As authorities only just prevented a 2023 repeat of the 2008...

The stage is being set for another financial crisis

2008: A Crisis We Should Have Learned From In 2008, the world experienced the worst financial crisis since...

Basel approach not sufficient to address climate-related risks

How novel are the Principles? The Principles are the first formal guidance on climate-related financial risks from the...

The last stretch: reaping the benefits of the sustainable finance framework

In 2018, as part of the European Green Deal, the European Commission presented an EU action plan on sustainable...

Bank Capital is Good for the Economy

Whisper it in case the bank lobby hears: bank capital is good for the economy! With the 2024...

Climate risk: strong Pillar II prudential measures are needed but not enough

N.B.: This text features extracts from the Finance Watch report “A silver bullet against green swans” Leading regulators,...

Reinventing financial regulation for a more resilient world

It is a testament to the importance of getting financial regulation right that almost ten years since the...

Capital Requirements and Compliance

Understand capital requirements and their role in ensuring financial stability and resilience. Explore regulatory frameworks, stress testing methodologies, and compliance strategies that banks and financial institutions use to meet standards. Stay informed about updates to capital adequacy rules.