Banks do best for society when they have more capital, not less

On 24 January, EU policymakers demonstrated that when it comes to financial stability, memory is short. Members of...

Fixing Basel III doesn’t make it Basel IV #PlayItFair

Big banks (Too-Big-to-Fail) are allowed to use their own models to determine their regulatory capital = the minimum amount...

Capital requirements: a “silver bullet” against the looming climate-induced financial crises

The tremendous macro-economic consequences of the looming climate crisis are forcing financial supervisors to acknowledge that regulatory action...

#NoMoreCrises: Unkept Promises of Reform

The true cost of the 2008 crisis As authorities only just prevented a 2023 repeat of the 2008...

Fossil fuel lending is a financial stability issue

N.b.: This is an extract of an article by Greg Ford that was first published on 10 August...

So-called “Basel IV” would help restore trust in the health of the European banking sector

There is compelling evidence that the use of internal models for determining regulatory capital has led to rampant...

8 lobby myths about higher capital requirements for fossil banking

Banks are crucial to our economy – they manage peoples’ deposits and savings, with them also allocating money...

4 reasons why banks and insurers can’t withstand the climate crisis without extra loss-absorption capacity

Financial supervisors are increasingly concerned about the links between climate change and financial stability. They are right –...

Basel approach not sufficient to address climate-related risks

How novel are the Principles? The Principles are the first formal guidance on climate-related financial risks from the...

Strategic Capital Optimization in an Era of Regulatory Fragmentation: Navigating a Multi-Jurisdictional Environment

The global financial system has entered an era of profound regulatory fragmentation that fundamentally challenges the traditional assumptions...

Three months of banking profits could prevent a ‘fossil subprime’ crisis

Banking supervisors are increasingly concerned about the links between climate change and financial stability. At the heart of the...

The last stretch: reaping the benefits of the sustainable finance framework

In 2018, as part of the European Green Deal, the European Commission presented an EU action plan on sustainable...

Jamie Dimon’s letter to shareholders

Dimon says that JPM is stronger, safer and more profitable than ever before. How? By being better capitalised;...

Help us voice society’s concerns to avoid a further deregulation of the banking sector

This summer the European Commission launched a new consultation on the“possible impact of the CRR and CRD IV on bank...

Теневое финансирование: скрытая экономика бизнеса, который банки отвергли

Когда традиционные кредитные линии закрываются, предприниматели оказываются перед выбором: свернуть операции или найти капитал в обход банковской системы....

“Bank lobby has been successful at fighting reform”

Christian Chavagneux: You identify “leverage” as the key challenge of banking reform. Why? Robert Jenkins : We are...

Operational Risk and Cybersecurity: How Bank Data Breaches Now Determine Capital Requirements

The financial industry has undergone a profound transformation in how it conceptualizes and manages risk. For decades, the...

Climate risk: strong Pillar II prudential measures are needed but not enough

N.B.: This text features extracts from the Finance Watch report “A silver bullet against green swans” Leading regulators,...

Climate risks and financial stability: the snowballing cost of procrastination

After years of warnings on the tremendous macro-economic consequences of the unfolding climate crisis, financial supervisors are finally...

The stage is being set for another financial crisis

2008: A Crisis We Should Have Learned From In 2008, the world experienced the worst financial crisis since...

Capital Requirements and Compliance

Understand capital requirements and their role in ensuring financial stability and resilience. Explore regulatory frameworks, stress testing methodologies, and compliance strategies that banks and financial institutions use to meet standards. Stay informed about updates to capital adequacy rules.