“Bank lobby has been successful at fighting reform”

Christian Chavagneux: You identify “leverage” as the key challenge of banking reform. Why? Robert Jenkins : We are...

The stage is being set for another financial crisis

2008: A Crisis We Should Have Learned From In 2008, the world experienced the worst financial crisis since...

4 reasons why banks and insurers can’t withstand the climate crisis without extra loss-absorption capacity

Financial supervisors are increasingly concerned about the links between climate change and financial stability. They are right –...

Operational Risk and Cybersecurity: How Bank Data Breaches Now Determine Capital Requirements

The financial industry has undergone a profound transformation in how it conceptualizes and manages risk. For decades, the...

Basel approach not sufficient to address climate-related risks

How novel are the Principles? The Principles are the first formal guidance on climate-related financial risks from the...

BCBS at last leveling the playing field #Playitfair

Big banks (Too-Big-to-Fail) are allowed to use their own models to determine their regulatory capital = the minimum amount...

Three months of banking profits could prevent a ‘fossil subprime’ crisis

Banking supervisors are increasingly concerned about the links between climate change and financial stability. At the heart of the...

Fossil fuel lending is a financial stability issue

N.b.: This is an extract of an article by Greg Ford that was first published on 10 August...

The One-for-One Rule: A way for COP26 ambitions to manifest in financial regulation

With the transition to net zero, fossil fuel assets of banks and insurers will rapidly diminish in value...

Basel III finalisation comes undone: A proposal that lets down citizens and backtracks on global agreements

Overview The global regulatory framework agreed by the Basel Committee on Banking Supervision in December 2017 (Basel III),...

Reinventing financial regulation for a more resilient world

It is a testament to the importance of getting financial regulation right that almost ten years since the...

Bank Capital is Good for the Economy

Whisper it in case the bank lobby hears: bank capital is good for the economy! With the 2024...

Why Venture Capital Might Be the Wrong Fit

Venture capital is often seen as the gold standard for growing companies, but it is far from suitable...

Climate risk: strong Pillar II prudential measures are needed but not enough

N.B.: This text features extracts from the Finance Watch report “A silver bullet against green swans” Leading regulators,...

So-called “Basel IV” would help restore trust in the health of the European banking sector

There is compelling evidence that the use of internal models for determining regulatory capital has led to rampant...

Climate risks and financial stability: the snowballing cost of procrastination

After years of warnings on the tremendous macro-economic consequences of the unfolding climate crisis, financial supervisors are finally...

Reforming the mega banks – two ways to deal with a tsunami

According to the financial lobby, the banking sector has suffered a tsunami of reform. It has faced new...

Unprepared, the financial system will triple people’s bills for climate change

The first bill: the physical impacts of fossil finance Despite the Paris Agreement, world governments and the financial...

Help us voice society’s concerns to avoid a further deregulation of the banking sector

This summer the European Commission launched a new consultation on the“possible impact of the CRR and CRD IV on bank...

Fixing Basel III doesn’t make it Basel IV #PlayItFair

Big banks (Too-Big-to-Fail) are allowed to use their own models to determine their regulatory capital = the minimum amount...

Capital Requirements and Compliance

Understand capital requirements and their role in ensuring financial stability and resilience. Explore regulatory frameworks, stress testing methodologies, and compliance strategies that banks and financial institutions use to meet standards. Stay informed about updates to capital adequacy rules.