Banks do best for society when they have more capital, not less

On 24 January, EU policymakers demonstrated that when it comes to financial stability, memory is short. Members of...

“Bank lobby has been successful at fighting reform”

Christian Chavagneux: You identify “leverage” as the key challenge of banking reform. Why? Robert Jenkins : We are...

So-called “Basel IV” would help restore trust in the health of the European banking sector

There is compelling evidence that the use of internal models for determining regulatory capital has led to rampant...

Basel approach not sufficient to address climate-related risks

How novel are the Principles? The Principles are the first formal guidance on climate-related financial risks from the...

Climate risk: strong Pillar II prudential measures are needed but not enough

N.B.: This text features extracts from the Finance Watch report “A silver bullet against green swans” Leading regulators,...

Fixing Basel III doesn’t make it Basel IV #PlayItFair

Big banks (Too-Big-to-Fail) are allowed to use their own models to determine their regulatory capital = the minimum amount...

Basel III finalisation comes undone: A proposal that lets down citizens and backtracks on global agreements

Overview The global regulatory framework agreed by the Basel Committee on Banking Supervision in December 2017 (Basel III),...

Fossil fuel lending is a financial stability issue

N.b.: This is an extract of an article by Greg Ford that was first published on 10 August...

Jamie Dimon’s letter to shareholders

Dimon says that JPM is stronger, safer and more profitable than ever before. How? By being better capitalised;...

Four fixes to make shadow banking a little bit safer

In its ongoing bid to regulate shadow banking, the Financial Stability Board (FSB) has turned to the intriguing...

Help us voice society’s concerns to avoid a further deregulation of the banking sector

This summer the European Commission launched a new consultation on the“possible impact of the CRR and CRD IV on bank...

Reinventing financial regulation for a more resilient world

It is a testament to the importance of getting financial regulation right that almost ten years since the...

Operational Risk and Cybersecurity: How Bank Data Breaches Now Determine Capital Requirements

The financial industry has undergone a profound transformation in how it conceptualizes and manages risk. For decades, the...

Three months of banking profits could prevent a ‘fossil subprime’ crisis

Banking supervisors are increasingly concerned about the links between climate change and financial stability. At the heart of the...

The One-for-One Rule: A way for COP26 ambitions to manifest in financial regulation

With the transition to net zero, fossil fuel assets of banks and insurers will rapidly diminish in value...

#NoMoreCrises: Unkept Promises of Reform

The true cost of the 2008 crisis As authorities only just prevented a 2023 repeat of the 2008...

4 reasons why banks and insurers can’t withstand the climate crisis without extra loss-absorption capacity

Financial supervisors are increasingly concerned about the links between climate change and financial stability. They are right –...

Climate risks and financial stability: the snowballing cost of procrastination

After years of warnings on the tremendous macro-economic consequences of the unfolding climate crisis, financial supervisors are finally...

Unprepared, the financial system will triple people’s bills for climate change

The first bill: the physical impacts of fossil finance Despite the Paris Agreement, world governments and the financial...

Strategic Capital Optimization in an Era of Regulatory Fragmentation: Navigating a Multi-Jurisdictional Environment

The global financial system has entered an era of profound regulatory fragmentation that fundamentally challenges the traditional assumptions...

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