Strategic Capital Optimization in an Era of Regulatory Fragmentation: Navigating a Multi-Jurisdictional Environment

The global financial system has entered an era of profound regulatory fragmentation that fundamentally challenges the traditional assumptions...

Capital requirements: a “silver bullet” against the looming climate-induced financial crises

The tremendous macro-economic consequences of the looming climate crisis are forcing financial supervisors to acknowledge that regulatory action...

Operational Risk and Cybersecurity: How Bank Data Breaches Now Determine Capital Requirements

The financial industry has undergone a profound transformation in how it conceptualizes and manages risk. For decades, the...

The last stretch: reaping the benefits of the sustainable finance framework

In 2018, as part of the European Green Deal, the European Commission presented an EU action plan on sustainable...

Four fixes to make shadow banking a little bit safer

In its ongoing bid to regulate shadow banking, the Financial Stability Board (FSB) has turned to the intriguing...

#NoMoreCrises: Unkept Promises of Reform

The true cost of the 2008 crisis As authorities only just prevented a 2023 repeat of the 2008...

Basel III finalisation comes undone: A proposal that lets down citizens and backtracks on global agreements

Overview The global regulatory framework agreed by the Basel Committee on Banking Supervision in December 2017 (Basel III),...

The stage is being set for another financial crisis

2008: A Crisis We Should Have Learned From In 2008, the world experienced the worst financial crisis since...

Banks do best for society when they have more capital, not less

On 24 January, EU policymakers demonstrated that when it comes to financial stability, memory is short. Members of...

“Bank lobby has been successful at fighting reform”

Christian Chavagneux: You identify “leverage” as the key challenge of banking reform. Why? Robert Jenkins : We are...

Fossil fuel lending is a financial stability issue

N.b.: This is an extract of an article by Greg Ford that was first published on 10 August...

A Reaction to the Banking Crisis: Reinforce international prudential and resolution rules

This should be a wake up call. Financial authorities must properly implement and reinforce international prudential and resolution...

The One-for-One Rule: A way for COP26 ambitions to manifest in financial regulation

With the transition to net zero, fossil fuel assets of banks and insurers will rapidly diminish in value...

Three months of banking profits could prevent a ‘fossil subprime’ crisis

Banking supervisors are increasingly concerned about the links between climate change and financial stability. At the heart of the...

4 reasons why banks and insurers can’t withstand the climate crisis without extra loss-absorption capacity

Financial supervisors are increasingly concerned about the links between climate change and financial stability. They are right –...

Bank Capital is Good for the Economy

Whisper it in case the bank lobby hears: bank capital is good for the economy! With the 2024...

So-called “Basel IV” would help restore trust in the health of the European banking sector

There is compelling evidence that the use of internal models for determining regulatory capital has led to rampant...

Basel approach not sufficient to address climate-related risks

How novel are the Principles? The Principles are the first formal guidance on climate-related financial risks from the...

8 lobby myths about higher capital requirements for fossil banking

Banks are crucial to our economy – they manage peoples’ deposits and savings, with them also allocating money...

Unprepared, the financial system will triple people’s bills for climate change

The first bill: the physical impacts of fossil finance Despite the Paris Agreement, world governments and the financial...

Archive of publications on the website

This section contains the most interesting and unique materials of our website!